What is EXPERIAN on My Bank Statement?
EXPERIAN or EXPERIAN*CREDITMONITOR is a billing label used by Experian, one of the three major credit bureaus. This charge is usually tied to a credit monitoring plan, identity protection subscription, or a free trial that auto-renewed.
Why Am I Being Charged by Experian?
Most common reasons:
- You signed up for a free credit score or credit report
- You enrolled in Experian CreditWorks, IdentityWorks, or a monitoring plan
- Your free trial ended and auto-renewed into a paid monthly plan
Charges may appear as “EXPERIAN*,” “EXPERIAN*CREDIT,” or similar on your statement.
What is Experian?
Experian is one of the three major credit reporting agencies in the U.S. They offer credit scores, identity theft monitoring, and premium financial tools—often starting with a “free” signup.
Is the Experian Charge Legit?
It usually is—but many users forget they signed up for a trial or ongoing service. To check, visit experian.com and:
- Log in to your account
- Click on Membership Details or Account Settings
- View billing history and active subscriptions
How to Cancel an Experian Subscription
To stop the charges:
- Log into your Experian account
- Go to My Account > Manage Membership
- Click Cancel Membership
Or call Experian’s official customer service line at 1-877-284-7942 for help.
FAQ
- What is EXPERIAN on my credit card?
- It’s likely a charge for a credit monitoring or identity protection service through Experian.
- Why did Experian charge me after a free report?
- You probably signed up for a trial or credit plan that auto-renewed.
- How do I stop Experian from charging me?
- Log into your account or call Experian support to cancel any active services.
