I just got a deal from Circuit City where they had bundled the exact HDTV I was looking for (Samsung LN-40A550) and a PlayStation 3 for just $141 over what Best Buy wanted for just the TV alone. I saw that offer and said, "Done deal!"

It was funny because I was doing more research this morning and was getting really close to making a decision on where to purchase it from. I was thinking Best Buy but Circuit City won with this bundle plus they had 3 months interest free financing - and I will pay it off next month. You were even able to apply for financing online, get approved and use that new account right then. Best Buy didn't seem to offer that, I checked.

I was raised to think that opening a line of credit was a bad thing. Well, it is, in a way. If you abuse it and spend it on things foolishly and don't have a plan to repay it, then you're definitely in hot water later. But getting approved for a line of credit and then only using a small portion of that credit actually increases your credit score.

Speaking of that, I heard of one more way to increase your credit score. I haven't heard much of this method but it comes from a trusted source - my mortgage guy. Let's say your parents have awesome credit - or maybe someone you know, you can have them make you an authorized signor (?) on one of their credit cards and then how that account is used (credit available, making payments on time, etc.) also gets put on your credit. They might not give you the card to use, but you get the benefits of their good money habits. Cool, huh?

Anyway, I'll go pick up this HDTV tomorrow, so if you don't hear from me in a while, I'm just watching TV! No, just kidding - summer is way to nice right now to stay inside. But I also did purchase Gran Tourismo 5 for the PS3, which is my favorite game, so I might have to play it just a little - ha!

The next thing will be picking out and installing a TV wall mount.

-Tone

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